New Borrower Loan Application

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Loan and Property Information

This section asks about the loan’s purpose and the property you want to purchase or refinance.

Loan Purpose(Required)

Loan Purpose

Purchase

Refinance

Other

If Other, Explain:

Estimate Purchase Price

Estimated Down Payment Percentage

3.5

20+

Remaining Mortgage Balance

Refinance Reason

Cash Out

Rate/Term

Occupancy(Required)

Occupancy

Primary Residence

Second Home

Investment Property

Property Type(Required)

Property Type

Single-Family

Townhouse

Condo

Manufactured

Property in mind

If you have a property in mind, enter it here:

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

Refinance Property

Enter your property address here:

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

Borrower Information

Borrower Name(Required)

Borrower Name

First Last

Borrower Phone Number(Required)

Borrower Phone Number

Borrower Email(Required)

Borrower Email

B1 DOB(Required)

Enter your Date of Birth

Month

Day

Year

B1 SSN(Required)

Enter your Social Security Number

B1 Citizenship(Required)

Select your Citizenship

U.S. Citizen

Permanent Resident Alien

Non-Permanent Resident Alien

B1 Dependents

Dependents – Number and Ages

B1 Residence(Required)

Enter your primary residence address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

B1 Housing Expense(Required)

Housing Expense:

Own

Rent

Living Rent Free

B1 2 year(Required)

Have you lived at your current address for the last 2 years?

Yes

B1 Own

Do you own any properties?

Yes

B1 previous(Required)

Enter your previous address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

B1 Marital(Required)

What is your marital status?

Not Married

Married

Separated

CoB?(Required)

Do you have a Co-borrower?

Yes

Yes, but they are not here and will complete separately

CoB spouse?(Required)

Is your co-borrower your spouse?

Yes

Co-Borrower Information

B2 Name

Co-Borrower Name

First Last

B2 Phone

Co-Borrower Phone

B2 email

Co-Borrower Email

B2 DOB

Please enter Co-Borrower Date of Birth

Month

Day

Year

B2 SSN

Please enter Co-Borrower Social Security Number

B2 Citizenship

Select Co-Borrower Citizenship

U.S. Citizen

Permanent Resident Alien

Non-Permanent Resident Alien

B2 Dependents

Co-Borrower Dependents – Number and Ages

B2 Residence

Co-Borrower Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

B2 Housing Expense

Housing Expense:

Own

Rent

None

B2 2 year

Have you live at this address for the last 2 years?

Yes

B2 Previous

Enter Co-Borrower previous address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

B2 Marital(Required)

What is your marital status?

Not Married

Married

Separated

Credit Run Authorization

CERTIFICATION

The Undersigned certify the following: 1. I/We have applied for a mortgage loan from RENEW LENDING INC . In applying for the loan, I/We completed a loan application containing various information on the purpose of the loan, the amount and source of the down payment, employment and income information, and the assets and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentations in the loan application or other documents, nor did I/We omit any pertinent information. 2. I/We understand and agree that RENEW LENDING INC reserves the right to change the mortgage loan review processes to a full documentation program. This may include verifying the information provided on the application with the employer and/or the financial institution. 3. I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for this mortgage, as applicable under the provisions of Title 18, United States Code, Section 1014.

AUTHORIZATION TO RELEASE INFORMATION

To Whom It May Concern: 1. I/We have applied for a mortgage loan from RENEW LENDING INC . As part of the application process, RENEW LENDING INC and the mortgage guaranty insurer (if any), may verify information contained in my/our loan application and in other documents required in connection with the loan, either before the loan is closed or as part of its quality control program. 2. I/We authorize you to provide to RENEW LENDING INC and to any investor to whom RENEW LENDING INC may sell my mortgage, any and all information and documentation that they request. Such information includes, but is not limited to, employment history and income; bank, money market and similar account balances; credit history; and copies of income tax returns. 3. RENEW LENDING INC or any investor that purchases the mortgage may address this authorization to any party named in the loan application. 4. A copy of this authorization may be accepted as an original.

Do you agree to allow ReNew Lending to run your credit?

I agree

I do not agree

I accept to receive text/email communications

Yes

Do you agree to allow ReNew Lending to run your credit?

We agree

We do not agree

We accept to receive text/email communications

Yes

Assets

This section asks about things you own that are worth money and that you want considered to qualify for this loan. At least one account is required.

Account Type(Required)

Account Type

Financial Institution(Required)

Financial Institution

Account Number

Value/Total(Required)

Value/Total

Asset 1

Would you like to add another asset?

Yes

Account Type

Financial Institution

Account Number

Value/Total

Asset 2

Would you like to add another asset?

Yes

Account Type

Financial Institution

Account Number

Value/Total

Asset 3

Would you like to add another asset?

Yes

Account Type

Financial Institution

Account Number

Value/Total

Employment

Please enter your current employment information.

Please enter your (main borrower) current employment information.

B1 Employment Type(Required)

Select Employment Type

Full-Time

Part-Time/Seasonal/Temporary

Self-Employed

Retired

Unemployed

B1 Owner(Required)

Are you the business owner?

Yes

B1 Ownership(Required)

Select % of Ownership

Less than 25%

25% or greater

Select Income Sources

If Other, Explain:

Total Monthly Income

Years Retired/Unemployed

B1 Employer

Employer/Business Name

B1 Employer Phone

Phone

B1 Employer Address

Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

B1 Emp Title

Position/Title

B1 Emp Start Date

Start Date

Month

Day

Year

B1 Years at Emp

Years At Employer

B1 Income

Monthly Gross Income

N/A

Overtime/Bonus Income (if applicable)

B1 Prev Emp Type

Select Previous Employment Type (For 2 year history)

Full-Time

Part-Time/Seasonal/Temporary

Self-Employed

Retired

Unemployed

B1 Prev Owner

Were you the business owner?

Yes

B1 Prev Ownership

Select % of Ownership

Less than 25%

25% or greater

B1 Prev Emp

Previous Employer Name

B1 Prev Emp Phone

Phone

B1 Prev Emp Address

Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

B1 Prev Title

Position/Title

B1 Prev Start Date

Start Date

MM slash DD slash YYYY

B1 Prev End Date

End Date

MM slash DD slash YYYY

B1 Prev Income

Monthly Gross Income

Please enter your (co-borrower) current employment information.

CoB Select Employment

Select Employment Type

Full-Time

Part-Time/Seasonal/Temporary

Self-Employed

Retired

Unemployed

B2 Owner

Are you the business owner?

Yes

B2 Ownership

Select % of Ownership

Less than 25%

25% or greater

Select Income Sources

If Other, Explain:

Total Monthly Income

Years Retired/Unemployed

B2 Emp

Employer/Business Name

B2 Emp Phone

Phone

B2 Emp Address

Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

B2 Title

Position/Title

B2 Emp Start Date

Start Date

Month

Day

Year

B2 Emp Years

Years At Employer

B2 Income

Monthly Gross Income

N/A

Overtime/Bonus Income (if applicable)

B2 Prev Emp

Select Previous Employment Type (For 2 year history)

Full-Time

Part-Time/Seasonal/Temporary

Self-Employed

Retired

Unemployed

B2 Prev Own

Were you the business owner?

Yes

Select % of Ownership

Less than 25%

25% or greater

Previous Employer Name

B2 Prev Emp Phone

Phone

B2 Prev Emp Address

Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

B2 Prev Title

Position/Title

B2 Prev Start Date

Start Date

MM slash DD slash YYYY

B2 Prev End Date

End Date

MM slash DD slash YYYY

B2 Prev Income

Monthly Gross Income

REO

Do you own any properties other than your primary residence?(Required)

Do you own any properties other than your primary residence?

Yes

# of Prop Owned(Required)

How many do you own?

1-3

We will inquire about all properties you own, please have the following information for each: address, property type, property occupancy, and mortgage statement.

Please enter the following information for each property you own:

1st REO Address

Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

1st REO Prop Type

Property Type

1st REO Occupancy

Property Occupancy

Mortgage Statement?

Do you have a mortgage statement easily accessible?

Yes

Do you own another property you would like to enter?

Yes

2nd REO Address

Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

2nd REO Prop Type

Property Type

2nd REO Occupancy

Property Occupancy

2nd REO Mtg Stmnt?

Do you have a mortgage statement easily accessible?

Yes

Do (1) you own another property you would like to enter?

Do you own another property you would like to enter?

Yes

3rd REO Address

Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

3rd REO Prop Type

Property Type

3rd REO Occupancy

Property Occupancy

3rd REO Mtg Stmnt?

Do you have a mortgage statement easily accessible?

Yes

Declarations (All Questions Required)

This section asks you specific questions about the property, your funding, and your past financial history.

Will you occupy the property as your primary residence?(Required)

Will you occupy the property as your primary residence?

Yes

If yes, have you had an ownership interest in another property in the last three years?(Required)

If yes, have you had an ownership interest in another property in the last three years?

Yes

What type of property did you own(Required)

What type of property did you own?

Primary Residence

Second Home

Investment Property

How did you hold title to the property?(Required)

How did you hold title to the property?

Yourself

Jointly with your spouse

Jointly with another person

Do you have a family relationship or business affiliation with the seller of the property?(Required)

Do you have a family relationship or business affiliation with the seller of the property?

Yes

Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?(Required)

Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?

Yes

Are you borrowing any money for this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?(Required)

Yes

How much money are you borrowing?(Required)

How much money are you borrowing?

Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?(Required)

Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?

Yes

Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)?(Required)

Yes

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?(Required)

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?

Yes

Are there any outstanding judgments against you?(Required)

Are there any outstanding judgments against you?

Yes

Are you a party to a lawsuit in which you potentially have any personal financial liability?(Required)

Are you a party to a lawsuit in which you potentially have any personal financial liability?

Yes

Are you currently delinquent or in default on a Federal debt?(Required)

Are you currently delinquent or in default on a Federal debt?

Yes

Have you conveyed title to any property in lieu of foreclosure in the past 7 years?(Required)

Have you conveyed title to any property in lieu of foreclosure in the past 7 years?

Yes

Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due?(Required)

Yes

Have you had property foreclosed upon in the last 7 years?(Required)

Have you had property foreclosed upon in the last 7 years?

Yes

Have you declared bankruptcy within the past 7 years?(Required)

Have you declared bankruptcy within the past 7 years?

Yes

Identify the type(s) of bankruptcy

Chapter 7

Chapter 11

Chapter 12

Chapter 13

Co-Borrower Declarations (All Questions Required)

Will you occupy the property as your primary residence?(Required)

Will you occupy the property as your primary residence?

Yes

If yes, have you had an ownership interest in another property in the last three years?(Required)

If yes, have you had an ownership interest in another property in the last three years?

Yes

What type of property did you own(Required)

What type of property did you own?

Primary Residence

Second Home

Investment Property

How did you hold title to the property?(Required)

How did you hold title to the property?

Yourself

Jointly with your spouse

Jointly with another person

Do you have a family relationship or business affiliation with the seller of the property?(Required)

Do you have a family relationship or business affiliation with the seller of the property?

Yes

Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?

Yes

How much money are you borrowing?(Required)

How much money are you borrowing?

Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?(Required)

Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?

Yes

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?(Required)

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?

Yes

Are there any outstanding judgments against you?(Required)

Are there any outstanding judgments against you?

Yes

Are you a party to a lawsuit in which you potentially have any personal financial liability?(Required)

Are you a party to a lawsuit in which you potentially have any personal financial liability?

Yes

Are you currently delinquent or in default on a Federal debt?(Required)

Are you currently delinquent or in default on a Federal debt?

Yes

Have you conveyed title to any property in lieu of foreclosure in the past 7 years?(Required)

Have you conveyed title to any property in lieu of foreclosure in the past 7 years?

Yes

Have you had property foreclosed upon in the last 7 years?(Required)

Have you had property foreclosed upon in the last 7 years?

Yes

CoB Have you declared bankruptcy within the past 7 years?(Required)

Have you declared bankruptcy within the past 7 years?

Yes

Identify the type(s) of bankruptcy

Chapter 7

Chapter 11

Chapter 12

Chapter 13

Demographic Information

This section asks about your ethnicity, sex, and race.

B1 Sex(Required)

Sex

Male

Female

I do not wish to provide this information

B1 Ethnicity(Required)

Ethnicity

Hispanic or Latino

Not Hispanic or Latino

I do not wish to provide this information

B1 Spec Eth

Specific Hispanic/Latino Group (optional)

B1 Race(Required)

Race

American Indian or Alaskan Native

Asian

Black or African American

Native Hawaiian or Other Pacific Islander

White

I do not wish to provide this information

B1 Asian Race

Specific Asian Group (optional)

B1 PacIsl Race

Specific Pacific Islander Group (optional)

Co-Borrower Demographic Information

B2 Sex(Required)

Sex

Male

Female

I do not wish to provide this information

B2 Ethnicity(Required)

Ethnicity

Hispanic or Latino

Not Hispanic or Latino

I do not wish to provide this information

B2 Spec Eth

Specific Hispanic/Latino Group (optional)

B2 Race(Required)

Race

American Indian or Alaskan Native

Asian

Black or African American

Native Hawaiian or Other Pacific Islander

White

I do not wish to provide this information

B2 Asian Race

Specific Asian Group (optional)

B2 PacIsl Race

Specific Pacific Islander Group (optional)

Thank you for submitting your information. After clicking submit, you will be directed to our Document Upload page where you may upload any documents you would like to at this time.

New Borrower Loan Application

Loan and Property Information

Borrower Information

Co-Borrower Information

CERTIFICATION

AUTHORIZATION TO RELEASE INFORMATION

Assets

Employment

REO

Declarations (All Questions Required)

Co-Borrower Declarations (All Questions Required)

Demographic Information

Co-Borrower Demographic Information

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