BROKER Loan Programs
Orion Lending
Jason Twiford – jtwiford@orionlending.com
714.240.5412
Website: Orion Lending │ Leading Tech-Centric Wholesale Mortgage Lender
Programs: Product + Rate (orionlending.com)
Login: Log in – Orion STAR (orionlending.com)
Programs: DPA Programs (Boost, Elevate, & Aurora); Jumbo; DSCR; Bank Statement; P&L; Asset Depletion; USDA
First National Bank (FNBA)
Eric Martin – eric.martin@fnba.com
517.679.6518
Website: Mortgage Brokers – First National Bank of America (fnba.com)
Programs: Loan Programs – First National Bank of America (fnba.com)
Login: TPO Connect (fnba.com)
Programs: ITIN; P&L; Bank Statement; Asset Depletion; NIVA (No Income Asset Only); LAND LOANS
FUNDLoans
Nathan Hernandez – nhernandez@fundloans.com
760-494-7110
Website: FundLoans – Home
Programs: Loan Products from FundLoans – Redefining Non-QM Mortgage Lending
Login: FundLoans Capital
Programs: 2nd Mortgages; DSCR; Bank Statement; P&L; Asset Depletion; Jumbo
Greenbox
Joel Campo – joelc@greenboxloans.com
562.805.0496
Website: greenboxloans.com
Programs: Programs | Greenbox Loans, Inc.
Login: GreenBox Loans, Inc
Programs: ITIN; P&L; Bank Statement; Asset Depletion; NIVA (No Income Asset Only); LAND LOANS
HomExpress
Jay Polizzi – jpolizzi@homexmortgage.com
775.737.6600
Website: Home- HomeXpress Mortgage | Non-QM Loans (homexmortgage.com)
Programs: Programs (homexmortgage.com)
Login: Home Page – HomeXpress (homexmortgage.com)
Programs: Jumbo; DSCR; ITIN; Foreign National; Bank Statement
Land Home Financial
Dave Hoffman – dave.hoffman@lhfs.com
925.408.1100
Website: LHFS Wholesale Lender | Wholesale
Programs: LHFS Wholesale Lender | Guidelines
Login: Lodasoft – CMA Platform (lhfs.com)
Programs: DPA Programs (TRIO LINK); ITIN; Foreign National; REVERSE; Jumbo
Liberty
Valerie Huynh – Valerie.Huynh@libertyreverse.com
916-504-1300
Tommy Noyes – Tommy.Noyes@libertyreverse.com
Website: Liberty Reverse Mortgage
Programs: Products – Liberty Reverse Mortgage
Login: Partner (libertyreversemortgage.com)
Programs: Reverse Mortgage
Open Mortgage F.K.A – WestGen (GenHome)
Derek Brady – derek.brady@openwholesale.com
949-691-8206
Website: Open Wholesale | Wholesale Mortgage Lending
Programs: Products | Open Wholesale
Login: TPO Connect (encompasstpoconnect.com)
Programs: DPA Programs (Legacybuilder DPA); WVOE Only; ITIN; DSCR
RocketPro TPO
Valerie Huynh – Valerie.Huynh@libertyreverse.com
916-504-1300
Brian Pientowski – brianpientowski@rocketmortgage.com
313-751-9707 | 313-751-9681
Website: Rocket Pro TPO
Programs: Pathfinder (foc.zone)
Login: https://ui-shell.apps.rocketprotpo.com/homepage
Programs: Corr Non Del: FHA/VA/USDA/Conv
Wholesale: DPA (ROCKET); Bank Statement; HELOC
Champions
Prince Rasheed (AE) – prince@champstpo.com
602-848-2803
Website: Nonqm Wholesale Mortgage Lender | Champions Funding (champstpo.com)
Programs: Forms & Guidelines | Champions Funding (champstpo.com)
Login: HERO Login – Champions Funding (champstpo.com)
Programs: Wholesale: No Ratio (NIVA – No Income Verification); DSCR; Non-QM Alt Doc; Foreign National DSCR; ITIN
AD Mortgage
Filipe Godinho – filipe.godinho@admortgage.com
786-902-0262
305-760-7000 x8946
Website: AD Mortgage | Mortgage Lender | A&D Mortgage LLC
Programs: Programs – AD Mortgage
Login: ADMRTG – Broker Portal (admortgage.com)
Programs: Wholesale: Foreign National; ITIN; DSCR; Bank Statement; P&L; VOE only; Asset Depletion; 2nd Mortgages; Condotel
NQM Funding
Rob McGee – rmcgee@nqmf.com – 704-908-7042
Patrick McGovern asst – pmcgovern@nqmf.com – 484-318-1154
Website: Nationwide Non QM Wholesale Lender – Non QM Loans (nqmf.com)
Programs: Wholesale – NQM Funding
Login: TPO Connect (npinonqm.com)
Programs: Wholesale: Alt Doc; Asset Depletion; DSCR: No Ratio; Foreign National; Bank Statement; 2nd Mortgages; ITIN
EPM
Rheim Penman – rheim.penman@epm.net
801-259-7835
Website: Core | EPM Wholesale Mortgage
Programs: Products | EPM Wholesale Mortgage
Login: https://2686425499.encompasstpoconnect.com/
Programs: FHA 203k; DPA (Empower DPA & CalHFA); Jumbo; Renovation; DSCR; P&L/Alt Doc; Asset Utilization
Acra Lending
Chris Cazares – christopher.cazares@acralending.com
949-799-3418 | 949-338-4152
Website: Acra Lending – Non-QM Mortgages | Programs & Services Built for You
Programs: Acra Lending – Non-QM Mortgages | Programs & Services Built for You
Login: Acra Lending | Broker Portal
Programs: (Non-QM only): DSCR; Bank Statement; Foreign National; ITIN; Asset Depletion (NIVA); VOE and/or 1099 Only; P&L; Condotel
Castor Financial
Matthew Brigham – mbrigham@castorloans.com – 714-585-8742
Brooks Champagne – bchampagne@castorloans.com –
714-389-4570 / 949-424-0638
Website: Castor Financial Inc. | Non-QM Lender | Alternative Financing Simplified (castorloans.com)
Programs: Loan Programs | Castor (castorloans.com)
Login: TPO Connect (encompasstpoconnect.com)
Programs: Asset Depletion (NIVA); No Ratio (NIVA); DSCR; Bank Statement
BPL-FMS
Sheronda Oliver – soliver@fmsinvestor.com
630-282-7583
Website: Business Purpose Loans & Lines of Credit | FMS Investor – FMS Investor
Programs: Business Purpose Loans & Lines of Credit | FMS Investor – FMS Investor
Login: Choose your account (b2clogin.com)
Programs: Fix & Flip; DSCR 2-10 Units
Lima One
Devin Stewart – dstewart@limaone.com
864-249-4932
Website: Mortgage Broker Program with Incentives | Lima One
Programs: Mortgage Broker Program with Incentives | Lima One
Login: Lima One
Programs: Fix & Flip; Ground Up Construction; DSCR; Bridge
Lendsure
Sheronda Oliver – soliver@fmsinvestor.com
630-282-7583
Website: LendSure Mortgage Corp.
Programs: LendSure Mortgage Corp.
Login: TPO Connect
Programs: Fix & Flip – Commercial; DSCR; Bank Statement; Asset Depletion; Foreign National; ITIN; Bridge; Condotel
SpringEQ
Dori Boxberger – dboxberger@springeq.com
480.215.5604
Website: Spring EQ Wholesale
Programs: Spring EQ Wholesale
Login: Partner Login (springeq.com)
Programs: HELOC/2nd Mortgage (No First Liens)
Quorom
Eli Shereshovech – eli.shereshovech@quorumfcu.org – 847-489-5626
Lorena Petraglia – lorena.petraglia@quorumfcu.org – 914-316-7945
Website: Quorum | Specialty Lending (quorumfcu.org)
Programs: Quorum | Specialty Lending (quorumfcu.org)
Login: TPO Connect (encompasstpoconnect.com)
Programs: Wholesale: Bridge Loans – 1st HELOC – 2nd – Piggyback
Hard Money/Construction to Perm
Kennedy Funding
Chase Wolfer – chase@kennedyfunding.com
201-708-9901
Website: Loan Criteria
Programs: $1.0M+ max 75% LTV
Nextres
Rich Hauser – rhauser@nextres.com
858-603-9351
Website: https://www.nextres.com/home
Programs: GUS but Investment only typically