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Down Payment Assistance

Get help with down payments and closing costs through state and local programs.

What is Down Payment Assistance?

ReNew Lending offers many different Down Payment Assistance (DPA) programs across multiple states. We're constantly researching ways to help our clients afford the American dream of homeownership.

DPA programs let people purchase a home without needing to save a large down payment. Each state offers different programs with unique benefits. Many programs may provide grants or forgivable loans that work alongside FHA, VA, USDA, and conventional financing.

Important: Program availability, benefits, and eligibility requirements vary by location, funding availability, and loan program. Not all borrowers will qualify. Terms subject to change.

DPA Benefits

Down Payment Help

Assistance with required down payments to reduce out-of-pocket costs

Closing Cost Support

Help covering closing costs and other settlement expenses

Multiple Loan Types

DPA may work with FHA, VA, USDA, and conventional loans

Streamlined Process

Designed to support your home purchase timeline when available

Available DPA Programs

Home is Possible®

Down payment and closing cost assistance for eligible Nevada homebuyers

  • Down payment and closing cost assistance for eligible Nevada homebuyers
  • Program eligibility based on income and purchase price limits
  • May be paired with approved FHA, VA, or conventional loan programs
  • Assistance may be provided as a grant or forgivable second lien
  • Typically designed for first-time homebuyers
Home is Possible® for Heroes

Specialized assistance for eligible military service members

  • Specialized down payment and closing cost assistance for eligible military service members and other qualifying heroes
  • Program eligibility based on income, occupation, and purchase criteria
  • May offer enhanced assistance compared to standard programs
  • Assistance may be structured as a grant or forgivable loan
  • Loan program pairing subject to program approval
Home is Possible® for Teachers

Down payment assistance for eligible Nevada educators

  • Down payment and closing cost assistance for eligible Nevada educators
  • Designed to support teachers and education professionals
  • Assistance may include grant or forgivable loan options
  • Loan program compatibility subject to program guidelines
  • Income and purchase price limits apply
Home At Last®

Assistance for eligible buyers in rural Nevada areas

  • Down payment and closing cost assistance for eligible buyers in rural Nevada areas
  • Program eligibility based on location, income, and purchase price
  • May be paired with USDA or other approved loan programs
  • Designed to support rural and community development initiatives

Not Sure Which Programs You May Qualify For?

Down payment assistance programs vary by location and funding availability. Contact us to review current options and eligibility.